Do You Need a Good Hardship Letter?
You need a good hardship letter if you have a financial hardship or a medical hardship and you’re serious about getting approval for a
- Loan Modification
- Loan Restructure
- Deed in Lieu of Foreclosure
- Short Sale
You Need Help – Not Hype
You are most likely in the situation that many people find themselves in today:
You cannot make your mortgage payments and you need to do something soon
You need a hardship letter that will not get declined by the loss mitigation department at your lender company.
You’ve never done this before and don’t know the ins and outs of writing this very important letter.
The Internet is Full of Hucksters and Poor Advice
The problem with using the advice you hear online is that most of it doesn’t work. If you’ve already searched the Internet , you’ll see that most of what is out there when it comes to hardship letters is nothing more than trash. In addition, you have the “Loan Modification Sharks” who prey on your hopes guaranteeing that they can get you a loan mod – which, of course, they really can’t promise. There are a few golden nuggets of helpful information online, but you probably don’t have time to sift through all of the trash and find them, especially if you need to act soon.
Your Situation is Unique – How Could a Form Letter Work?
The reason that my hardship letters are successful, more often than not, is that I get to the core of your situation and create an individualized, quality, compelling letter that your lender will more than likely read and treat respectfully. There is a psychology to this process of taking in the right information and crafting the right letter. I get the information I need from you, and then I apply this psychology very well.
As soon as you place your order, you will receive a form from me, in which I ask for all the information necessary to complete your hardship letter.
Frequently Asked Questions About Ordering a Hardship Letter
How long will it take to get my hardship letter?
I strive to complete your letter within 2 business days after receiving all of the necessary information. Fill out the form you get, to the best of your ability and either email it fax it back to me. This form allows me to gather all the information necessary to ensure I can write a complete, quality hardship letter describing your situation. When I receive your form, if I need more information from you, I’ll let you know right away so that time isn’t wasted. To see more information on the process to get your hardship letter written, see the “How It Works” section of this site.
Do I have to provide you with personal information, such as my loan number or other financial information?
No. Though I protect your privacy and would never misuse your information, I also understand your sensitivity to this issue. Just know this: You don’t have to provide me with anything that you don’t feel comfortable providing. In the form, there is an option for you to specify “I’ll add this to the letter myself.” You can check that box for any section that you don’t feel comfortable filling in.
What if I pay you to write this letter and then it doesn’t work?
Good question. The blunt and truthful answer is: There is no guarantee that my letter will work. While 80-85% of my clients get the results they want from the letters I write, there is more that goes into this process than I can control. All I can do is to obtain the important information from you, and then craft this information into a high-quality, well-written letter designed to be taken seriously by your lender’s loan default department. Obviously, I cannot force them to honor your request.
Note: After spending the time gathering information for you and writing the letter, I cannot give you a refund if the letter doesn’t work! You are paying for my skill and my time, and I will deliver to the best of my ability!
Good letter writing is time-consuming, so how you can you take the time to understand my situation and write a quality, personalized letter for me for such a low price?
That’s a question that many of my clients have, once they understand how much goes into this process. Here is how I do it. Over the last year and a half, I’ve learned exactly which questions to ask you to gather the most important information. The quality of the answers I get is driven by the quality of the questions I ask. Since I write so much, I’m good at crafting all of this information into a well-written hardship letter.
How Fast Do You Need a Good Letter?
Wading through mortgage options can take some time. Perhaps you’re not sure, yet, whether you even need a hardship letter or not. If that is the case, take your time and get your bearings. In the meantime, if it’s helpful, you can subscribe to my newsletter and keep in touch.
If and When You’re Ready…
If you decide that you do need a letter, come back and let me know. I specialize in producing hardship letters that will not annoy the over-worked, cynical loss mitigation employee who reads it! My letters are fresh and well-written, so you have much higher odds of getting the respect you deserve. I’d love to write your hardship letter for you.
2760 29th Street, Suite 2C, Boulder, CO 80301
303-249-9929 (feel free to call if you have questions!)