What My Customers Say…

I am writing to let you know that I received a modification with the help of Naca. My lender forgave 50 thousand dollars off of my principle and lowered my mortgage to $1055 a month. That saves me $742.00 a month. Thank you very much for writing my hardship letter for me. I told you that I would let you know when I received a resolution. God Bless You Always.

–DB, Florida


B of A agreed to a 7 year program 2% for 5 years and then 3% year 6 and then 4% year 7 and then fixed at 5% staying at 23 years.  I am waiting for the Fed-X delivery in the next few days. We had a minor problem and just had to take Mom off the Loan by faxing them a copy of the Death Certificate. My payments are over $200 less for 5 years. Thank you for all your patience and help in writing but most of all hearing me. You are a friend Becky indeed.
–Don, St. Louis


I wanted to tell you that yesterday I received good news from my mortgage company telling us the loan modification was approved. They lowered our interest rate and took us out of the interest only ARM to a Fix mortgage. We are so happy and I thank you.

–C & W, Woodbridge, NJ


Hello Becky,

I would like to start off by saying “Thank You” for all of your help with my Hardship Letter.
I recently received a Loan Modification, and truly believe that if it was not for the hardship letter, that I would not have received it. So Thank You once again Becky, I will recommend everyone to you that needs the services that you render.

–K. W. , Brooklyn, NY


Becky-

I just wanted to take the time and thank you for help in our loan modification process. I am happy to say we finally got approved and wanted to let you know.

Thank you again for time,

M.S. and E. G., Stafford, TX


I was totally overwhelmed by the task of writing my hardship letter. Even though I’m usually a good writer, I felt too embarrassed and emotional about it, and I couldn’t think clearly about what would be important for my lender to know. I read a lot of what was online but it didn’t help me. You are so “no-nonsense”. You helped me focus on the right things. I especially appreciate the well-written, straightforward letter you gave me. And… it worked!

I’ll recommend you in a heart beat to any of my friends and family who need a letter.

–Josephine, Denver


Thank you very much for your timely return letter as promised. I appreciate it. I couldn’t have written any better myself. One less thing to deal with when gathering the additional information needed. Please keep in touch.

Thanks again.

Regards,

–Beth N., Miami


Becky,

I cannot thank you enough for this letter, you said exactly what I would have said, if I knew how to write:-). I just faxed everything to NACA and we will see what happens. You are definitely worth every penny. Now that I have this letter, I feel like we have a chance to save our home. I will definitely keep you posted.

Thank you so much!!!!
–K.G., Philadelphia



Here are some other hardship letter and loan modification resources that you might find helpful.

"IndyFem: ""Bank of America says it has completed almost 1 million"
Lawmakers impatient with Obama mortgage plan - USATODAY.com
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Hardship Letter for Short Sales
Financial Hardship Letter to Creditor | Reference.com Answers


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